FINANCIAL ARRANGEMENTS
Payment is expected at the time services are performed. We accept *cash, checks, Visa, MasterCard, American Express and Care Credit. When extensive dental care is necessary or when dental insurance is involved, financial arrangements can be made with our office manager. We are currently in network with Aetna PPO, Cigna PPO and accept out of network PPO insurance plans. Our primary concern is your dentistry. Nonetheless, we will be sensitive to your financial circumstances within the framework of sound business practices.
A WORD ABOUT DENTAL INSURANCE
Our accounting department will prepare all of the necessary forms for this important benefit. However, we remind you that your policy is an agreement between you and your insurance company, not between your insurance company and our office. We can make no guarantee of any estimated coverage, but we’ll do our best to see that you receive your maximum benefits. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. If you would like to know what your expected coverage will be, we will submit a pre-treatment estimate. Your insurer will generally send a detailed response within 4-6 weeks.
COSMETIC DENTISTRY AND INSURANCE
Cosmetic dental procedures are generally not covered by most dental insurance policies; however, partial benefits are often available if the teeth are broken or have previous dental fillings, bonding, or crowns. Also, most insurance companies will pay approximately 80% of the cost for silver fillings on posterior (molar and bicuspid) teeth. If a more expensive porcelain or tooth colored filling material is used, the insurance company may still pay their percentage based on the cost of the less expensive silver filling.
CANCELLATION
If you cannot keep an appointment, please inform us at least 24 hours in advance. If we are not notified of your change of plans, then we must regrettably, charge your account.
- *Cash
We offer a 5% courtesy accounting adjustment to patients who pay for their treatment with cash or check prior to completion of care for treatment plans of $1000 or more. - Checks
Dr. Staffel charges $30 for returned checks.
For plans requiring more than 2 appointments, alternative payment arrangements may be provided. For larger, more comprehensive treatment plans of $1500 or more, a 25% deposit is required to secure your initial treatment appointment. A fee of $25 is charged for patients who miss or cancel more than 2 times in a calendar year without 48-hour notice.
